In 2016, refinances made up 50% of mortgage transactions. In 2017 they made up 35% and with rates on the rise in 2018 we’re going to see...

Earlier this week I went on a rant about the subprime (Non-QM) craze and how the MBA conference really opened my eyes to what was going...

Last week, we posted about the $5.5 trillion in equity that homeowners are sitting on and pondered when and how homeowners would start to...

As I walked up and down the aisles at the MBA Conference in Atlantic City last week I couldn’t help but notice the sheer number of...

In my previous blog post, I discussed how home prices were outpacing the average US wage. A short housing supply and an ever-increasing...

A few months ago, we chatted about the refi market and how homeowners are sitting on mounds of equity thanks to the rising home values....

As I look out the window and see snow everywhere, it’s hard to believe that spring has sprung and the housing market is bracing for the...

Good morning to everyone out there, and I hope you’re having a great week so far! We’ve had quite a busy one, not only inside our...

Tax reform (for some) has made owning a home more expensive, refinances are down 34% from last year, it’s a purchase market, but we’re in...

After Matt Joy’s important, but long post yesterday… I figured today we’d keep it short and sweet for our readers! There have been two...

In Adam McKay’s adaptation of Michael Lewis’ ‘The Big Short’, the mortgage broker is depicted as a smooth-talking con-artist that has...

When you do a quick scan of mortgage related news and current events online, you’ll be overwhelmed with the amount of gloomy housing...

Come senators, congressmen Please heed the call Don't stand in the doorway Don't block up the hall For he that gets hurt Will be he...

The Secretary of Commerce, Wilbur Ross, let everyone know on Friday that the new steel tariffs would only increase the cost of a can of...

Greetings from New Jersey! To top off an already jammed pack week our Operations Manager, Matt Pfrommer and I will brave Nor’easter and...

As we head into the last month of the quarter it seems to me that all we’ve heard about in the industry are the rising interest rates,...

As we worry about rising interest rates causing a draining period in our industry, let’s not forget the many people that are literally...

Default, the term that no one in the mortgage industry wants to deal with but is always lurking in the background. We see a housing...

The MBA has announced that mortgage applications have dropped at the beginning of February, which appears to be the opposite of what we...

Here’s a question that most people find difficult to answer…are you happy at your job? It’s a loaded question and a lot of variables go...